An exploratory study examining the interrelationship between frauds and staff attributes: Private vs. public sector banks in India Tirumalaraju Naveen1, Dr. Sekhar G.V. Satya2 1Research Scholar, GITAM School of Business, Visakhapatnam, Andhra Pradesh, India 2Associate Professor, GITAM School of Business, Visakhapatnam, Andhra Pradesh, India Online published on 22 October, 2024. Abstract Purpose For the past decade, our Indian Banking industry has been facing multiple issues with balance sheet figures and one of the major issues is non-performing assets caused by fraud. Therefore, to eliminate financial fraud conditions, it is necessary to introduce measures and identify the challenges that banks face when dealing with such fraudulent activities. This paper examines the interrelationship between frauds and the staff attributes, viz., designation, delegation, and doing business vis-á-vis private and public sector banks in India. Design/Methodology/Approach We have analyzed RBI data on frauds during the last ten-year period i.e. from 2013 to 2023 and a sample of 362 employees from various banks have been taken for analyzing the study. We have used regression analysis and content analysis to test the hypothesis of our study. Further, an extensive literature review helped us to fulfill the objectives of our study. Findings Tour study revealed that various factors i.e. business targets and staff shortage lead to fraud in the Indian banking sector. Particularly, work pressure caused by staff shortage leads to an increase in frauds in public sector banks and work pressure caused by business targets leads to an increase in fraud cases in private sector banks. This study's findings revealed the major obstacles faced by bankers in their daily operations. Originality/Value The previous researchers have not discussed the individual factors or staff attributes that are responsible for froud in the Indian Banking sector and especially, sector-wise (public/private) problems were not discussed to curtail the fraud and the current paper tries to fill this gap. Top Keywords Fraud, Staff Attributes, Public Sector, Private Sector, Banking Sector. Top |