PhD student, Tashkent State University of Economics, Uzbekistan, Email id: i.khusnitdinovna@mail.ru
This article gives a general idea of investment loans, where their importance for the country's economy is covered in detail. In addition, detailed information is provided on the procedure for obtaining investment loans from banks and the necessary stages. The difference lies in the fact that when issuing an investment loan, the lending technology includes the stage of a detailed study of the business plan and the implementation of the financial analysis of the investment project, as well as the stage of the bank conducting a survey of the enterprise-the potential borrower in order to realistically assess its investment creditworthiness, which differs significantly from the current. The provision by commercial banks of investment loans to enterprises in the real sector of the economy is currently constrained by the lack of sufficient long-term resources from banks, the underdeveloped joint syndicated lending by banks of large projects, the instability of tax legislation, and high lending risks due to the unstable financial condition of borrowing enterprises.
Advantages If Investment Loans, Types Of Interest And Commissions, Types Of Loan Repayment
