Institutional credit for agriculture development in mysore district

In this paper an attempt is made to review the role of commercial and cooperative banks in advancing the agricultural loans in India in general and in Mysore district in particular. Indian agriculture is gifted with the fertile land and abundant availability of water resources. It had a long history of the fertile plains of Northern India irrigated by the Indus, the Ganga Yamuna river systems and the Brahmaputra in the East. Southern India has its own river systems. So the prosperity of India is based mainly on the development of agriculture because majority of its population is engaged directly or indirectly in agriculture. Hence, the development of agriculture would mean the development of the rural masses and development of India. Further, increase in agricultural productivity depends on the adoption of new farm practices such as high yielding variety seeds, chemical fertilizers, pesticides, insecticides, farm machinery and assured irrigation facilities.