1Ph. D., Associate Professor, Corporate Secretaryship & Professional Accounting, Kongu Arts and Science College (Autonomous), Erode, Tamil Nadu, India, Email id: lokgu@yahoo.co.in
2Assistant Professor, Department of Corporate Secretaryship, Dr. NGP Arts and Science College, Coimbatore, Tamil Nadu, India, Email id: christycresida@gmail.com
Online published on 8 July, 2019.
The progression of an economy is significantly dependent upon deployment as well as optimum utilization of resources and most importantly on operational efficiency of the various sectors, of which banking sector plays a very vital role. Banking sector helps in stimulation of capital formation, innovation and monetization in addition to facilitation of monetary policy. It is imperative to carefully evaluate and analyse the performance of banks to ensure a healthy financial system and an efficient economy. The present study attempts to evaluate the performance of public sector banks in India using CAMEL approach for a five year period from 2014 to 2018. The present study evaluate the performance of selected public sector banks are Bank of Baroda, Canara Bank, Indian bank, Punjab national bank, and State bank of India. It is observed that on an average SBI was at the top position followed by Bank of Baroda and Punjab National Bank. It is also noted that Indian bank was at the bottom position in selected CAMELS ratios.
Banking, Financial Performance, Public Sector Banks, Capital Adequacy, Management Efficiency
