Mergers and Acquisitions in Indian Banking Industry “SWOT analysis of Kotak Mahindra Bank after merger”

The present work attempts to single out the causes that motivate banks to merge. This study shows the impact of Mergers and Acquisitions in the Indian Banking sector. Further, case of Kotak Mahindra Bank has been taken for the study of strengths, weakness, threats and opportunities to examine whether the merger has led to a profitable situation or not. For this case SWOT analysis has been done on the basis of Kotak Mahindra Bank's annual reports. As per requirement of the research, data has been taken from secondary sources like National Stock Exchange, trend and progress reports of Reserve Bank of India etc. It was suggested that mergers should be aimed at exploiting synergies, reducing overlap in operations, right-sizing and redeploying surplus staff either by retraining, labour restructuring or voluntary retirement.