Analysis of Effect in Consumption Pattern Due to Different Education-Level of Beneficiary Farmers Enrolled Under PM-KISAN Scheme in Jammu Region, J&K (U.T.)

PM-KISAN Samman Nidhi is a scheme sponsored by union government of India, through which each farmer are provided with 6000 annually in three instalments of 2000. In Jammu district, total of 95950 farmers have been registered under the scheme, till financial year 2020-21. This paper analyses the change in consumption pattern of those in relation to their education-level falling the category such as illiterate, primary, secondary or above. The change in consumption of agricultural inputs were seen more prominent in the farmers who had secondary or above level of education. The impact of the education for utilization of funds under the scheme was realised to be an important factor and thus it could be concluded that promotion of education for better utilization of funds under the scheme is necessary.