Performance of crop insurance scheme in Udaipur district of Rajasthan^§

The study has assessed the performance of crop insurance scheme on beneficiary non-beneficiary farms in Salumber tehsil of Udaipur district during 2008-09. The study has revealed that farm income per family is higher on beneficiary farms as compared to non-beneficiary farms. The progress of crop insurance scheme in Rajasthan has been found positive compound as is evidenced through district linear growth rates. In the Udaipur positive the progress of crop insurance scheme has been found farmers except the claim passed to the number of level amount of sum insured. At the overall the total area insured under the crop insurance programme has been only about 45 per cent of the total cropped area of the beneficiary farms. Use of inputs such as human labour bullock seed manures fertilizers pesticides human etc. has been found significantly higher on beneficiary farms than non-beneficiary farms. The beneficiary farmers have invested more on hired machine labour bullock seeds manures fertilizers chemicals maize etc. mainly because of guaranteed compensation from the crop insurance scheme. Positive elasticity for area in production wheat crops in both the beneficiary categories has indicated the scope of further use of this input to increase crop however gross income. The majority of beneficiary farmers have been found satisfied with crop insurance scheme; claim they have shown discontent towards delay in payment of compensation present basis fixing inadequate payment of compensation. The same response for these shortcomings has been reported by non-beneficiary group also.