Asian Journal of Multidimensional Research (AJMR)
  • Year: 2013
  • Volume: 2
  • Issue: 3

Management of deposites: A case study of shree siddeshwar co-operative bank, Bijapur

  • Author:
  • Jayashree R. Kotnal, L. C. Mulguand
  • Total Page Count: 17
  • Page Number: 79 to 95

*Lecturer, M. Com Department. A. S. Patil College of Commerce, Bijapur, India

**Associate Professor of Commerce, Government First Grade Degree College, Telsang, Belgaum, India

Online published on 11 July, 2017.

Abstract

Co-operative movement was started in India in 1904 with objectives providing finance to agriculture for productive purpose at low rates of interest and there by relieving them from the cultures of the money tenders the co-operative societies thus could not mobilize funds by their own efforts. By facilitating the formation of central and state co-operative banks in India. Its movement made good progress during and after the First World War as 1914–18. But during the great depression of 1929–33 it received an serious setback with the out of the second world war of 1939–1945, the number of co-operative credit movement made considerable credit had gone up and their deposits and advances also had increased considerable. The study main objectives are to fulfill customer their needs it provides different types of facilities to the customer to analyze the various types of deposits depending upon the capacities of customer. Working capital is life blood of business and nerve center for all business activities. It is also regarded as the heart of business, if it becomes weak, the business can hardly prosper and survive.

The data collected from the annual reports was to analyzed and interpreted by making computation of deposits among themselves from the year 2006–2007 to 2010–2011. In addition to the above analysis of each deposit was done in order to make the comparison of change in deposits for the period of 2006–07 to 2010–2011.

Keywords

Co-Operative Bank, Deposits Analysis. Management, Profits, Savings