Asian Journal of Research in Banking and Finance
  • Year: 2013
  • Volume: 3
  • Issue: 12

Factor Influencing Adoption of Online Banking among Customers: An Empirical Study Special Reference to Gujarat State

  • Author:
  • B. A. Prajapati, Maulik C. Prajapati, Vipul B. Patel
  • Total Page Count: 8
  • Page Number: 60 to 67

*Professor& Head, S. K. School of Business Management, Hemchandracharya North Gujarat University, Patan

**Assistant Professor, V.M. Patel College of Management Studies, Ganpat University, Kherva

Online published on 7 December, 2013.

Abstract

The continuous advances in the internet technology have brought huge impact on business operations and have in particular brought about a paradigm shift in banking operations. Major benefits of Online Banking include for banks cost savings, and for customers convenience. To explore the factors that influence users’ acceptance of online banking information systems, quantitative research in the form of questionnaire survey will be conducted to meet the objectives of the research. The sample of survey will be customers and users of online banking system. This study determines the factors influencing the consumer's adoption of internet banking in India. Survey based questionnaire design with empirical test was carried out.

Keywords

Online banking, customer's convenience, acceptance