Basel II is the second accord which focuses on operational risk along with market risk and credit risk. Basel II tries to ensure that the anomalies existed in Basel I are corrected. Basel II is the International Capital Adequacy framework for banks that prescribes capital requirements for credit risk, market risk and operational risk. This study presents the impact of Basel II norms as per officer's opinion of Scheduled Commercial Banks. The present study of Basel norms is based on a sample of 250 Scheduled Commercial Banks comprising 150 Public Sector Banks, 60 Private Sector Banks and 40 Foreign Banks. It is concluded that there is a negative impact of Basel II on profitability and lending of Banks. But no significance difference was observed in the impact of Capital Adequacy Norms on performance indicators of Public Sector, Private Sector and Foreign Banks.
Basel I, Basel II, Capital Adequacy Norms, Public Sector Banks, Private Sector Banks, Foreign Banks
