Asian Journal of Research in Social Sciences and Humanities

  • Year: 2013
  • Volume: 3
  • Issue: 5

Productivity parameters of scheduled commercial banks in India

  • Author:
  • R. K. Uppal, Amit Juneja
  • Total Page Count: 26
  • DOI:
  • Page Number: 191 to 216

*Principal Investigator, UGC Financed Major Research Project, D.A.V. College, Malout, Punjab, India

**Research Scholar, Department of Economics, Panjab University, Chandigarh, India

Abstract

Any bank or bank group is known for its productivity and profitability and it is the single factor that can make it sound in the banking industry and can attract the customers towards it. This has become the foremost condition for the survival of any bank or bank group. There are several parameters to determine bank's productivity. In order to comparatively analyse bank's productivity in pre and post e-banking era, five banks each from the five bank groups namely Nationalized Banks, SBI & its associates, Old Private Sector Banks, New Private Sector Banks and Foreign Banks are selected and their productivity performance on deposit per employee, credit per employee and business per employee is evaluated in pre and post e-banking period. Pre e-banking period is taken as 1998 to 2001 and post e-banking period is taken as 2001 to 2012. Performance is evaluated with the help of average, coefficient of variation, range, skewness and Kurtosis. The results reveal that Foreign Bank group is the most productive and consistent bank group and Nationalized banks and Old Private Sector Bank group are the least productive and consistent in their performance on the selected parameters during the study period.

Keywords

Business per Employee, Credit per Employee, Deposit per Employee, e-banking, productivity