New trends in productivity parameters of commercial banks in India

Productivity is the most important success parameter of any bank group. In order to comparatively analyse bank's productivity in pre and post e-banking era, five banks each from the five bank groups namely Nationalized Banks, SBI & its associates, Old Private Sector Banks, New Private Sector Banks and Foreign Banks are selected and their productivity performance on total expenditure per branch, total earning per branch, establishment expenditure per branch and spread per branch is evaluated in pre and post e-banking period. Pre e-banking period is taken as 1998 to 2001 and post e-banking period is taken as 2001 to 2012. Performance is evaluated with the help of average, coefficient of variation, range, skewness and Kurtosis. The study concludes that among the five selected bank groups, Foreign Bank group is the most productive bank group in pre and post e-banking period as it shows maximum spread per branch which is the sigh for the productivity of any bank group and its also shows consistent performance on most of the parameters selected in pre and post e-banking period. SBI and its Associates bank group is incurring least expenditure per branch in pre e-banking period and Old Private sector bank group in post e-banking period. Foreign sector bank group is getting most earning per branch in both the selected time periods. Private sector bank group which comprises Old and New Private sector bank group show least establishment expenditure per branch in pre and post e-banking period respectively.