1School of Finance, Jiangxi University of Finance and Economics, China
2Laboratory of Research Management Sciences, University of Mohamed Fifth of Rabat, Morocco
3Institute of Management Science, IMScience, Hayatabad, Pakistan
4School of Finance, International Islamic University, Islamabad, Pakistan
5School of Economics, National University of Modern Languages
*Corresponding Author: Mohamed Beraich, Email: azeddine.alami02@gmail.com
Online published on 12 April, 2021.
This purpose of this research is to investigate the factors influencing the credit risk management in banking sector of Morocco after the financial crisis of 2008. The dependence of banking sector is upon credit management of money and other financial organizations also work together with banking sector for credit risk. The research used data from 2015 to 2020 and applied panel data multiple regression analysis tests applied for the 45 Moroccan banks to find the results of credit risk influenced by the cost to income ratio and capital ratio, liquid assets, ratio of net loans to total assets. Consequently, this research attempts to judge the power of factors suffering liquidity risk of conventional banks. The results of the research are predictable ordinary knowledge in this area and would also be helpful to the bankers at grand who would be passionate in significant the defense ofthe prevalent consistency in the country.
Credit Risk Management, Cost to Income Ratio, Total Capital Ratio, Net Loans to Total Asset Ratio, PDMRA
