Crop insurance scheme in Haryana: An evaluation

In the era of global warming, unpredictable weather conditions have serious implications for agriculture and farmers' income. Due to fragmentation of land holdings, cultivation has become a risky and unviable proposition, particularly for smaller farmers with land holdings up to five acres. In order to mitigate the crop yield risks arising out of the vagaries of weather, crop insurance may be one of the most appropriate financial instruments. Design and implementation of an appropriate crop insurance scheme at the ground level is a highly complex and challenging task for policy makers.