*Assistant Professor, Department of Commerce, Mizoram University, Aizawl, India
**Professor, Department of Commerce, Mizoram University, Aizawl, India
Online published on 2 December, 2015.
The Mizoram Rural Bank is the largest bank in terms of number of branches in the state. It covers the entire State of Mizoram having eight districts and 26R. D Blocks with a network of 75 branches comprising of 16 in urban, 13 in semi-urban and 46 in rural areas as on March 31, 2014. The MRB played an active role in granting loans undervarious government sponsored schemes in order to increase credit flows to rural areas. Therefore, it is necessary to study the inclusive banking initiatives taken by Mizoram Rural Bank. The present study is an attempt to analyse the performance of MRB under various schemes launched during March, 2007 to 2014. The study is based on secondary data collected from annual reports of MRB. Analysis of simple growth percentage over the preceding years is followed in the present study. The studyconcludes that the level of operational efficiency under GCC scheme, SCC scheme, SHGs scheme is not found satisfactory while KCC scheme is running quite satisfactory.
Mizoram Rural Banks, Kisan Credit Card Scheme (KCC), General Credit Card Scheme(GCC), Swarojgar Credit Card Scheme (SCC Scheme), Swarnajayanti Gram Swarojgar Yojana (SGSY), Self Help Group (SHGs)
