International Journal of Advanced Research in Management and Social Sciences

  • Year: 2019
  • Volume: 8
  • Issue: 2

Banking financing and credit risk Issues: Case of the sme's segment in morocco

  • Author:
  • Younes El Khattab1, Chourouk Moudine2
  • Total Page Count: 20
  • DOI:
  • Page Number: 144 to 163

1Professor-Researcher Faculty of Juridical, Economic and Social Sciences, Mohammedia, Morocco

2Professor-Researcher National School of Business and Management, Casablanca, Morocco

Abstract

This article focuses on challenges faced by banks in providing loans to small and medium-sized enterprises (SMEs). In this connection, we try to assess the credit risk of Moroccan SMEs sector using a set of aggregate quantitative indicators. In light of our assessment, we propose some measures to improve the creditworthiness of those enterprises and facilitate their access to bank credit.

Keywords

Credit risk, creditworthiness, relationship lending, transaction lending, SMEs sector