Indian Journal of Economics and Development

The word ‘Economics ’, is revolving within cash/capital, assets, production, market, finance, savings etc. Self Help Groups and Economics are very much related in the sense then; most of the economic aspects of developmental activities are being undertaken by the SHGs. This paper is an attempt to present the grassroots realities towards the development of the small group to group approach technique of sustainability. The peculiar finding of the paper is the formation of Coordination Committee which is a very important aspect of the sustainability of an SHG and acts like a mini bank. The overall findings of the study suggest that the SHG has significantly improved the access to financial services for the rural poor and has considerable positive impact on skill development, access to credit, money management and have a say in the community.