Distribution Pattern of Consumption Expenditure of Loan Waiver Beneficiary Households in Punjab

This paper examines the consumption expenditure of the loan waiver beneficiary households in Punjab. Consumption expenditure measures the consumer spending on goods and services. It also provides a comprehensive measure of the types of goods and services consumed by households. Studies of consumption expenditure are very important and popular as consumption is considered to be the end of all economic activities. The necessary data for analysing the effects of these factors on consumption patterns are obtained from the primary investigation in 2016. This study shows the shares of groups of items of consumption expenditure in different areas and different farming groups or beneficiaries of loan waiver in Punjab. It also examines the prevailing inequalities in consumption expenditure.