An economic assessment of disparities and financial status among mango growers in Dindigul District of Tamil Nadu

Despite the great effort of financial inclusion by government, still there is large dominance by non-institutional financial in agricultural sector. The study focused to analyze the financial strength and viability of both institutional and noninstitutional borrowers of mango growers and execute the determinants. Also find their economic disparities of these groups of growers, taken non borrowing mango growers group as a comparative base. The analysis of net worth statement revealed that the financial status of non-borrowers was good followed by institutional borrowers of mango growers. Experience in the mango farming, literacy, number of man days employed, income, family consumption expenditure, area of operation, horticultural officer visit per month, and social status or caste were the major influencing variables of financial status of the mango growers. Consumption and income disparities were high in non-institutional followed by institutional and then non borrowers with gini coefficient of 0.245, 0.111 and 0.036 and 0.21, 0.26 and 0.29 respectively.