1M. Sc. (Ag) student, Department of Ext. Education, College of Agriculture, R.V.S. Krishi Vishwa Vidhayalya, Gwalior, Madhya Pradesh, India
2 Professor, Department of Ext. Education, College of Agriculture, R.V.S. Krishi Vishwa Vidhayalya, Gwalior, Madhya Pradesh, India
Online published on 7 September, 2021.
Loans are recovered through a given number of installments depending upon nature of assets and the amount advanced for the assets in questions are known as repayment. The study was conducted in 2016. Indergrah Tehsil of Datia district (M.P.) has purposively selected due to convenience of the researcher and the availability and lighting of fine number of PACS and borrowers. Revealed that 84.17 per cent borrowers are defaulter because they were not repaid their credit and only 15.83 per cent borrowers are regular repayment. Correlation coefficients in respect of education, size of land holding, annual income, occupation, credit facilities, loan period, and sources of information, cosmopoliteness, scientific orientation, risk preference and knowledge about credit schemes were found positively significant at 0.01 level of probability
Credit and borrowers, Repayment behaviours
