A Study on Composition of NPAs of Public Sector Banks in India

The present study made an attempt to study the composition of NPAs of Public Sector Banks in India and to determine the reasons for the higher NPAs in public sector banks. To achieve the aforesaid objectives data is gathered from secondary sources. From the present study it is found that Priority sector share is more in amount of NPAs of Nationalized banks in India as compared to Non-priority sector share and public sector share and also priority sector share not only in the Nationalized banks even the SBI Groups banks also its share was high. And also from the present study it is found that during 2004 Non-priority sector contribution is more for NPAs as compared to priority and public sector. From 2005 to till 2011 priority sector share was high in the NPAs as compared to Non-priority and public sector. During 2011 priority and non-priority sector share was almost equal in the creation of NPAs for public sector banks as compared to public sector. During 2013 Nonpriority share was high in creation of NPAs in public sector banks as compared to priority and public sector in composition of NPAs of Public sector banks.