FINANCIAL APPRAISAL: The Study based upon the Financial Analysis of HDFC BANK LIMITED

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an ‘in principle ’approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of ‘HDFC Bank Limited ’, with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. The financial appraisal of a project helps to determine the financial viability and sustainability of the project. Since the financial appraisal begins with the financial analysis and then the economic analysis, the concepts and data ought to be organized in a consequential and consistent manner. This study examines the financial situation of the HDFC Banks using comparative analysis for the period 2005 to 2015. Profitability and leverage measures of the bank are analysed in the Indian financial market.