1Assistant Professor (Finance), Holy Grace Academy of Management studies, Research Scholar, Bharathiar University, India
2Assistant Professor, Rajagiri Centre for Business Studies, Rajagiri Valley, Kakkanad, Kochi, Kerala, India
Online published on 23 January, 2018.
Fisheries are an important sector of Kerala along with agriculture. It provides employment opportunities to number of people in primary and secondary sectors. The paper mainly concentrates on the women fish vendors of Kerala. They are the main bread winners of the family. The main problem faced by them is the lack of credit and improper utilisation of the same. The main source of credit for them is the informal sectors and only very few are dependent on the formal sectors. The SHG is the main source fund for these people for meeting the emergency requirement. It has been observed that most of the respondents are opened bank account only to avail credit from the SHG through group funding from the banks.
Women fish vendors, Formal credit, Informal credit, SHG, Indebtedness
