Performance analysis of crop insurance schemes in India

Development of agriculture sector in India is not possible without providing sufficient income support to the farming communities since long back though it is a traditional occupation and livelihood of the more than 50 per cent of the people in the country. The multiple problems are found in the sector; the number of policies, schemes and programmes have been implemented both at the centre and state levels in India. To overcome from the risks in agriculture, crop insuranceprogrammes have been implemented to support the farmers’income. After independent India so many crop insurance schemes have been implemented. Performance of some of the crop insurance schemes has been satisfactory and some have not performed well due lack of knowledge, awareness, problems in the implementation level etc. This paper is focussed on the analyses of the scheme-wise, nation-wise, state-wise and zone-wise crop insurance progress particularly on the MNAIS, WBCIS and PMFBY.