Department of Agricultural Economics, Agricultural College (Acharya NG Ranga Agricultural University), Bapatla, 522101, Andhra Pradesh, India
*Email for correspondence: kumarisirisha38@gmail.com
Online published on 2 May, 2018.
The present study was carried out during the year 2013–14 in three selected Mandals based on the highest priority sector lending from different banks in Guntur district with 80 Kisan Credit Card (KCC) holders. The results revealed that 81.25 per cent of the respondents were sharing high level utilization of the KCC as accessing reduced cost credit followed by 73.75 per cent as crop insurance, 53.75 per cent for timely availability of credit, 33.75 per cent for obtaining loan amount up to maximum allotted limit, 28.75 per cent for the purpose it was drawn/obtained, 15 per cent for loan facilities under KCC for all the crop seasons and 2.5 per cent as a cash credit.
KCC, credit, utilization pattern, farmers
