International Journal of Management and Development Studies
  • Year: 2016
  • Volume: 5
  • Issue: 1

Assessment of Earning Quality of Indian Commercial Banks

  • Author:
  • S. K. Sukhuna1,4,, U. Rajan2, N. Rajesh3
  • Total Page Count: 9
  • Page Number: 54 to 62

1Research Scholar, A.V.V. M. Sri Pushpam College (Autonomous), Poondi, Thanjavur

2Research Advisor, Associate Professor of Commerce, A.V.V. M. Sri Pushpam College (Autonomous), Poondi, Thanjavur

3Assistant Professor and Head, Department of Management Studies, Swami Vivekananda Institute of Management, Vallam, Thanjavur

4Assistant Professor of Commerce, Seethalakshmi Ramaswami College (Autonomous), Trichy

*Corresponding author: S. K. Sukhuna can be contacted at: sksk_33@hotmail.com

Online published on 7 June, 2019.

Abstract

Liberalisation, Privatisation and Globalisation has changed the ways of banking business in India and the banks are facing a challenge to improve their earnings on one hand and to serve the customers efficiently in innovative ways on the other hand. Earning quality is an important criterion for determining the efficiency of banks. Raising their earnings is one of the important ways by which a bank can vigorously expand its operation on sustained long term basis. The present study is concerned with assessing the earning quality of Indian commercial banks by computing related ratios and the study period is ten years. The banks are classified into three bank groups namely SBI group, Nationalised bank group and Private bank group and the secondary data is used to assess the earning quality of Indian commercial banks successfully.

Keywords

Burden, Spread, Interest income, Noninterest income, Working Fund