1Professor, Department of Applied Economics, Faculty of Commerce, University of Lucknow
2Research Scholar, Department of Applied Economics, University of Lucknow
3Assistant Professor, Department of commerce, Babasahab Bhimrao Ambedkar University-A Central University, Lucknow
*Author Correspondence: Prof. Bimal Jaiswal, Department of Applied Economics, Faculty of Commerce, University of Lucknow, (U.P.), Email: bimalsiyaram@gmail.com
**Ms. Shrinjika Rastogi, Research scholar, Department of Applied Economics, University of Lucknow, (U.P.), Email: shrinjika.rastogi@gmail.com
Online published on 25 August, 2021.
The Data envelopment analysis uses liner programming methods to construct the efficiency frontier. DEA employs different models to evaluate different forms of efficiencies. In the paper technical efficiency of commercial banks is determined by using the CCR model. The objective of this paper is to determine the technical efficiency and the performance of commercial banks during the period of 2009 to 2018. The equal numbers of public and private sector banks are selected on the basis of stratified random sampling to determine the efficiency of Indian banking sector. The result of the analysis showed that during the analysis period the overall efficiency of commercial banks ranged between 97% to 99%. The study highlighted the fact that efficiency is also dependent on the way investments and banks operations are managed if they are not handled properly then it will result into lower profitability and inefficiency.
Efficiency, Technical efficiency, Commercial banks, Data envelopment analysis
