1Professor of “Taxation and Taxt” Department of The Banking and Finance Academy of the Republic of Uzbekistan
2Magistrate of The Banking and Finance Academy of the Republic of Uzbekistan
Online published on 25 August, 2021.
This article examines the issues of analyzing the creditworthiness of the bank's customers when issuing a loan in the Bank of the Republic Uzbekistan. On the part of the bank, information is collected, accounting financial indicators, debt obligations, and customer ratings. When issuing a loan, the bank determines the creditworthiness of each client, based on the indicators and business plan of activity. Based on the information of the client and related persons, the possibility of timely repayment of loans is determined.
The client's creditworthiness, The client's long-term business plan, Information about the activities, Financial reports, Analysis of indicators, The effectiveness of the use of loans and the client's activities
