Associate Professor, Ph.D., Independent Researcher,
*Author Correspondence: Kulliev Istam Yangimurodovich, Associate Professor, Ph.D., Independent Researcher,
The main purpose of the study is to develop proposals for improving retail credit risk management of commercial banks. The article examines the theoretical aspects of the organization of the retail credit portfolio of banks and its analysis. Also, in the process of developing retail credit products in commercial banks, the organization of risk management and minimization of retail credit risks by setting limits on problem loans were studied.
Credit scoring, Credit history, Creditworthiness, Retail credit, Debt burden, Credit risk, Credit bureau, Credit portfolio, Scoring model
