Rural women empowerment with using of micro finance scheme

In India, Women empowerment is a process of awareness and capacity building leading to Participations, to greater decision- making power and control and to transformative action. Empowerment means that women live their own life in a way that think appropriate on the basis of their condition of family circumstances, qualities and capabilities of which they themselves are the best way. As per 2001 Census of India, of the total population of 102.9 crores, there are 49.6 crores (48.3%) women. Women and children (child 0–14 years) constitute 68.6 crores (66.7%). Empower the world's poorest people to lift themselves out of poverty with dignity through access to financial services and to information. With tiny loans, financial services and technology, we help the poor, mostly women; start self-sustaining businesses to escape poverty. This only makes sense because microfinance is not in the business of maximizing profits but rather of maximizing lives touched and transformed A study was undertaken on different aspects of rural women empowerment i.e. educational, economic, personal, social and psychological empowerment. In recent years, microcredit providers have shifted their focus from the objective of increasing the volume of lending capital available, to address the challenge of providing microfinance loans more affordably. The design used in the study was the Multiple Case Study Design for the purpose of exploring the phenomenon under study through the use of a replication strategy. A semi structured interview and observation were used to collect the information and required data through personal interview with these rural women and supervisor. The data was analyzed by using qualitative data analysis techniques. Only through a collective effort will we have the best chance of succeeding. Critics argue that microcredit has driven poor households into a debt trap, that the money from loans is used for consumption that men actually use the money for which their female relatives get into debt and that microcredit does not alleviate poverty or improve health and education. In this paper we decided that women are very important for they improve their status.