*Asst professor, D.A. Skbz-College
**Asst professor, D.A. College for Women
Online published on 29 November, 2014.
The purpose of understanding this study is to see that saving deposits are not necessarily increased by positive change in real interest. There may be also other factors (like: economic & demographic factors; rise in per capita income; increase in remittances; high proportion of population is of working age; high inflation; and increase in certainty in business & political environment etc.) involve in this context. This report also suggests some positive ways for improving degree of deposits into bank