Secure E-Banking using Visual Authentication Protocol

The design of secure authentication protocols is quite challenging, considering that various kinds of root kits reside in PCs (Personal Computers) to observe user's behavior and to make PCs untrusted devices. Involving human in authentication protocols, while promising, is not easy because of their limited capability of computation and memorization. Therefore, relying on users to enhance security necessarilydegrades the usability. On the other hand, relaxing assumptions and rigorous security design to improve the user experience can lead to security breaches that can harm the users’ trust. we demonstrate how careful visualization design can enhance not only the security but also the usability of authentication. To that end, we propose two visual authentication protocols: one is a one-time-password protocol, and the other is a password-based authentication protocol. Through rigorous analysis, we verify that our protocols are immune to many of the challenging authentication attacks applicable in the literature.

Furthermore, using an extensive case study on a prototype of our protocols, we highlight the potential of our approach for real-world deployment: we were able to achieve a high level of usability while satisfying stringent security requirements.