1Professor of economics at the University of Tunis Elmanar, Tunisia of econmic science at Faculty of Economics and Management of Tunis,
2PhD student on econmic science at Faculty of Economics and Management of Tunisi
Faculty of Economics and Management of Tunis Management of Tunis, BP 248 2092 Tunis El Manar II-TUNISI
Online published on 22 June, 2018.
In this article we will try to assess commercialization and mission drift in SSA and MENA regions. According to the literature on microfinance, commercialization as represented by competition, profitability and regulation can affect loan size. After reviewing litterature facts we will address the problem empirically, with the obvious consideration that research in this field are unfortunately few. Using data from mixmarket of 49 MFIs for the two regions (including 19 from SSA and 30 from the MENA region), we use the average outstanding loan balance/GNI as dependent variable and proxy of outreach. An Unbalanced panel data model for the period 2000–2013 was used to explain the effect of some independents variables on our dependant variable.
Microfinance, commercialization, mission drift, Middle East and North Africa (MENA), Sub Saharan Africa (SSA)
