Loan Operational Performance of the District Central Cooperative Banks in Coimbatore and Salem Districts, Coimbatore Region, Tamilnadu

Finance and financial management plays an important role in all types of organization. Financial management also plays an important role in cooperative enterprise. Cooperative banking structure has unique position in the rural credit system in the state over the years, with a vast net work, wide coverage and outreach extending to the state. Loan operation plays important role in the cooperative enterprises. DCCBs occupy a place of significance in the cooperative credit system. They act a spokesperson of the cooperative movement at District level. Inefficient functioning of cooperatives is due to bad debts, excessive overdue or otherwise investment. Therefore, the loan operation occupies an important place as the function of these institutions. Hence, the analytical study on the loan operation performance of the District Central Cooperative Banks in Coimbatore and Salem Districts, Coimbatore Region has undertaken. The results of the study will help in identifying the lacuna if any, in the loan operation performance of DCCBs and to frame loan operation policy and program toe the benefits of banks community.