Lecturer, Shia P.G. College, Lucknow
Online published on 13 February, 2014.
The present paper mainly analyses the trend of PSAs by Public, Private and Foreign Banks from 1969 to 2011. After nationalisation of the Banks directed lending to certain sectors, such as, Agriculture, SSIs and weaker section and others, collectively known as Priority Sector was emphasized. Under this Sectoral and Sub-sectoral targets have been laid down from time to time, with the aim of upliftment of these sectors and to bring about a balanced development of the country. The comparative analysis of main categories of SCBs has been carried out to find out whether the aims of the policy have been met. If not, what are the gaps and how these lacunae can be overcome.
Foreign Banks, Nationalisation, Priority Sector Advances, Public and Private Banks