The study empirically analysed the effect of impacts of credit administration on profitability in Nigerian banking sector. Secondary data were used in this study. The data was obtained from annual reports accounts of ten (10) quoted Nigerian commercial Banks. The variables for which data were sourced include return on capital employed (ROCE), deposits, loans, and money transfer from 2004 to 2013. Panel data analysis was employed in this study. Finding reveals that there is a positive significant effect of loan and deposit on ROCE (β =.1572368; t=13.41, β =.1544665; t=2.88). Credit administration has strong and statistical significant positive impact on profitability of banking sector in Nigeria. In order to improve bank profitability there should be efficient management of credit administration. Banks should also focus on other revenue rivulet that will enhance the profitability of the bank apart from over reliance on interest income
Credit administration, Loan, Deposit, Panel data analysis, Nigerian Banks
