Analysis of Domestic Transactions with International Cards as Part of Tourist Expenditures in Turkey

Over the years, everyday transactions have become increasingly card-based. Indeed, debit and credit cards have led the non-cash arena. As such, the number of debit card payments have increased more than any other payment type globally. This study examines the relation between domestic transactions with international debit and credit cards in Turkey and incoming visitorsover the 2008–2012 period. According to the one-way analysis of variance (ANOVA), there isa significant positive relationship between the variables. In contrast to popular belief, the examine results indicate that the amount growth of withdrawing money with international credit cards is higher than withdrawing money by using debit cards. Unsurprisingly, the incoming visitors use increasingly debit cards for purchasing in Turkey. Although only one country sampleisinsufficient to make a generalization regarding payment preference of international visitors,the findings of Turkey as a primary tourist receiving countr ycan servefor contribution to the consumer theory concerned with how a rational visitormaking purchases abroadwould make payment decisions, and also, use for comparative analysis among other destination countries.