Assistant Professor and Research Scholar, Department of Studies and Research in Commerce, Vijayanagara Sri Krishnadevaraya University Post Graduate Centre, Nandihalli, Sandur Bellary, Karnataka-58311
Online published on 9 December, 2015.
The financial institutions play vital role for the growth of financial sectors, and it can grow by satisfy its customer's desires through its financial products. The bank will be attempt to its main objectives from innovation in financial services with the help of the customer's circumstances. Where the customers satisfy with their expected product in bank, then bank will play significant role to attract existing and potential customers later achieve its objectives. While investing in financial institutions investors will focus on fundament analysis with help of the financial performance and financial positions ratio in respected banks. The last 7–8 years have been more variation for not only the Indian economy, but also for the all over the world economy. The banking sector has always been one of the important sectors for investment. In the time of uncertainty, when some are arguing that the economies are in the process of recovery, and while others are opining that the world is set for another recession soon, the present article attempted to study the fundamentals of the banking sector in India. The article considered the different variables like a ratios for a period of 8 years from 2006–07 to 2013–14 for major three banks in India-SBI, ICICI bank and HDFC bank. The paper also compared the fundamentals of SBI, ICICI Bank and HDFC Bank.
net operating margin, net profit margin, return on equity, earning for share, price earnings ratio, Dividend per share, dividend payout ratio in banking sectors
