Financial Inclusion Policy: A Case Study of Hilly Area

The present study is basically an empirical investigation of progress and performance of financial inclusion programme. The main intension of the study was to address the issue of expectation and perception of the respondents regarding the policy of financial inclusion. The result of the study indicates that there is gap between the respondents’ expectations and intension of policy implementation in the study area. It is observed that the focus of the plan is not as per the expectations of the unbanked persons in India. There is more focus on opening saving account rather than providing credit facilities. Hence, the financial inclusion plan should be more credit facilities orientated for meet the expectations.