*Author Correspondence Dr. B.C.M. Patnaik, Associate Professor, KIIT School of Management KIIT University, Bhubaneswar, Odisha, India
Online published on 20 April, 2017.
The present paper an initiative to understand the Indian banking sector's growth. Through this paper we tried to focus three phases of growth. It includes pre-independent period, post independent period till nationalization and finally the economic reforms. Secondary data considered for developing the paper and for this purposes various libraries visited by the authors. The objectives of the study is to undertake in-depth study on reasons for financial exclusion and response of the Prime Minister's Jana Dhan Yojana (PMJDY) towards financial inclusion initiatives.
Banking, Economic growth Indian economy, PMJDY
