Evaluating The Efficiency of Commercial Banks to Economic Growth Through Financial Inclusion in India

India has achieved increasing economic growth rate during the last 15 years. The Indian economy grew by 8 to 9.6 per cent during 2011–2016. Although growth is an indicator of economic progress, today's concern all over the world is inclusive growth. Inclusive growth implies involving all the sections of the society in the growth process and reaping the benefits of growth. Among all factors which influence inclusive growth, financial services assume greater importance. Financial inclusion refers to delivery of financial services at an affordable cost to the disadvantaged and vulnerable sections of the society. In this context, the role of banks needs no emphasis. This paper examines the concept of financial inclusion and analyses the role of selected commercial banks in delivering financial services to the disadvantaged and vulnerable people in the society and thereby fulfilling the objective inclusive finance. It gives recommendations to the banking sector for contributing towards inclusive growth in India.