1M. Phil Scholar, Department of Commerce, Mizoram University, Aizawl
2Assistant Professor, Department of Commerce, Mizoram University, Aizawl
Online published on 11 December, 2015.
The present study is an endeavour to understand trend of financial performance of Mizoram Co-operative Apex Bank Ltd. and Mizoram Rural Bank. Mizoram is one of the smallest state in India, situated in North East part of India. Its economy is driven by service sector due to absence of corporate sector and back warded agriculture sector. Among 25 commercial banks present in Mizoram, MCAB and MRB which are established for mainly development of rural and agricultural sector is covered under this study. Certain financial ratios are utilised to analyse the financial performance of the selected banks. Study found that MRB, which is bigger in terms of business and branch performed better in almost all parameters except Credit Deposit Ratio. For financial institutions like banks, expanding business and greater credit outreach result in better performance in the long run.
