Impact of SHG on socio-economic conditions of women: Study pertains to Vidisha District of M.P

Self Help Group is a scheme which able to reach the vulnerable poor at affordable cost and can thus help the poor become self employed. The present paper examines the rural women socio-economic impact through Self Help Groups in Vidisha district of Madhya Pradesh. Present study has been done to assess the social as well as economic impact of SHG on members who have availed SHG and assessment has been done in comparison with their condition pre joining SHG and post SHG. Both primary and secondary data has been taken and collected primary data was analyzed with the help of suitable statistical tools. For calculating paired differences mean, standard deviation, T test were calculated. In present study socio-economic impact on SHG members has been studied and total 18 factors being analyzed with reference to impact of SHG on members like change in accordance with pre SHG and post SHG availed by members. SHGs have undoubtedly begun to make a significant contribution in poverty alleviation and empowerment of poor; especially women in rural areas of our country, present study showed that the women in rural area have vastly get benefited by implementation of SHG. Findings revealed that there has been a positive impact of SHGs and also the significant increase in additional monthly income of respondents after joining SHG. It also depicts that rural women after joining group accessing or enjoying all kind of social amenities like medical facilities, water supply services etc.