Comparative analysis of the profitability and management efficiency of new private sector banks in India

The banks which came in operation after 1991 with the introduction of economic reforms and financial sector reforms are called “new private sector banks”.Since liberalisation in government banking policy new private sector banks have re-emerged. They have grown faster & bigger over the two decades since liberalisation. This study measures the profitability and management efficiency of three new private sector banks in India (AXIS BANK, HDFC BANK, INDUSLAND BANK). Banks were selected on the basis that these banks came into operation on the same year: 1994. Various ratios were taken while analysing the performance of banks. Overall result shows that all the banks are performing almost similar. No more difference is found in their performance.