A comparative study of performance of largest public sector and private sector banks in India

Banks are a fundamental component of the financial system, and are also active players in financial markets Banks play an important role in the economic development of every nation. They have control over a large part of the supply of money in circulation. Banks are a fundamental component of the financial system, and are also active players in financial markets. Major changes took place in the functioning of Banks in India only after liberalization, globalisation and privatisation. It has become very mandatory to study and to make a comparative analysis of services of Public sector Banks and Private Sector banks. This study tries to analyse the performance of largest public sector bank and largest private sector bank. The study takes two largest bank in terms of assets BOB (largest public sector bank) ICICI(largest private sector bank) period of study is from 2011–2015. For the analysis of performance various profitability ratios like Net profit margin, return on net worth, interest spread etc are taken. The overall result shows the similar performance of both the banks.