Self help groups under SGSY

To appraise the general and financial management practices adopted by SHGs and to assess the saving and lending activities are main objective of the SHGs. The SGSY covers all aspects of self employment of the rural poor through Self Help Group and their capacity building, training, selection of key activities, planning of activity clusters, infrastructure built up, technology and market support etc besides financial assistance in the form of subsidy by Government and credit by the banks. The SHGs Promoting Institutions train the members of Self Help Groups in various areas of income generating activities. The present paper apprises the general and financial management practices of Self Help Groups formed under SGSY along with evaluating their financial discipline in saving and lending behavior.