1Associate Professor & Chairperson, Department of Economics, Chaudhary Devi Lal University, Sirsa-125055
2Assistant Professor & Research Scholar, Department of Economics, Chaudhary Devi Lal University, Sirsa-125055
3Research Scholar, Chaudhary Devi Lal University, Sirsa-125055
Online published on 4 March, 2016.
Agriculture has been a mainstay of the Indian economy as the most proportion of the population of India depends upon it for their livelihood and therefore, there is a need to improve the performance of this sector. The performance of this sector can be improved by providing institutional credit as an input factor in this sector. In the year 1998–99, a most innovative Kisan Credit Card scheme was introduced to provide institutional credit in a cost effective manner. Thus, the present study has been carried out in Haryana state to check out the performance of the KCC scheme through Commercial banks, which is classified into two categories, i.e. Public and Private Banks in respect of KCCs issuing, amount sanctioning and disbursing. The present study is based on secondary data and data have been taken for issued cards, amount sanctioned and disbursed for the study period from 2003–04 to 2013–14. It is concluded on the basis of the results of the study that the growth rate of Commercial banks in providing credit facility has been found significant and the performance of these bank group has been satisfactory in providing credit facility.
Kisan Credit Card, Growth, Performance
