Regional disparities in agricultural credit in India

One of the major objectives of development planning initiated immediately after Independence has been, among others, reduction of regional disparities in social and economic development. Direct investment by the Central Government and Centrally directed investment of the private sector have been two powerful instruments to achieve this objective. During the first four decades of development planning, most of the large units in basic and heavy industries were set up in the public sector in a regionally well-balanced manner. Indeed, their location, other things being equal, was biased towards backward regions as natural endowments such as mineral deposits were concentrated in those regions. Massive public investments have been made to provide economic and social infrastructure in the backward regions to accelerate their overall development. In agriculture sector capital input is a big problem and government trying provides these input in various form but in disbursements regional disparity is reflected. So in this paper main goal are to know the regional disparity in institutional agricultural credit disbursement.