1Registrar, Bangalore Central University, Bengaluru, India
2Research scholar, Department of commerce, Bangalore University, Bengaluru, India
Online published on 10 September, 2019.
This paper is an attempt towards identifying need for Health Insurance coverage and also to study quality issues in Health Insurance Sector. The study is based on secondary data collected from various sources and from review of literature it is proved that the Health Insurance Companies should move towards global practices, adhere to government and IRDAI regulations in providing the quality services to Health Insurance Policyholders. It should also have vast policy of creating awareness among common people in popularising the various schemes available. The level of awareness is more or less the same between Insured and Uninsured. The paper also focuses on challenges to the growth of Indian Insurance sector and suggestions to overcome and to educate with this regard.