Financial Inclusion is a delivery of banking services and various financial products at an affordable price to the lower segment of people. There are still a vast majority of the people who are financially excluded in India. To embrace all the sections of the society particularly the poor disadvantaged group of our country, The Government of India has taken various initiatives during the past years. The Reserve Bank of India (RBI) has therefore, framed the policy of Financial Inclusion with a view to bring in the financially excluded people who lack basic financial infrastructure within the fold of inclusive segment. The present study is an overview of various business models and highlights the need and importance of these emerging profitable models which are in need to be adopted by all banks and financial institutions towards Financial Inclusion in India.
